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Payday Loan FAQs
What is a Payday Loan?
A payday loan is a short-term load paid-off on your next payday.
How fast can I have my money?
Upon approval, you can have your money in minutes!
How can I apply for a cash advance from Loan Express?
At Loan Express, we are committed to serving our customers. We offer a couple of convenient ways to apply for a loan. It's as easy as calling 1-800-973-8033, filling out an online application or faxing to our toll free number - 1-800-973-8233. If you have any questions about the application or what is needed to accompany the application, you can contact one of our friendly customer representatives at 1-800-973-8033.






How can I get my cash advance?
With Loan Express, we have fast and convenient methods:
  1. You can visit one of our many Prepaid Card distributors and pick up your Prepaid Card.
  2. Loan express can deposit the money into your bank account and mail your Prepaid Card for future loans.
What is the PAY DAY criteria?
  • You must be 18 years of age or older
  • You must have a bank account open and in use for at least three months.
  • You must have an established income for at least three months.
What is a Velocity Card?
A Velocity Card is an Interac card that can be used worldwide at any bank machine, ATM or Interac machine.
How does Loan Express work?
Loan Express provides a short term cash advance that is loaded onto a Prepaid Card, sent via email money transfer, or deposited into your bank account. On the chosen due date of the cash advance, the amount borrowed plus a loan fee is debited from your bank account.






What types of income are eligible for a payday cash advance?
  • Employment of three months with valid pay stub
  • Child tax credit
  • Pension
  • Disability
Can I have more than one loan?
We do not lend out more than one loan per customer at a time. But we do not reject a customer who has open loans with other payday loan companies.
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